Download HowToPay Digital Wallet

The HowToPay digital wallet app is a smartphone application to make QR and online Payments.

Apply for a HowToPay payments account today

Apply for a HowToPay payments account today

Apply for a HowToPay Business Account today
HowToPay HowToPay

Applying for a HowToPay online business payments account is a crucial step for any modern business. Here are several compelling reasons why you should consider applying for such an account with HowToPay:

  1. Convenience: An online business payments account allows you to accept payments Globally and electronically, making it convenient for your customers to pay for your products or services. This convenience can lead to increased sales and customer satisfaction.
  2. Global Reach: With an online HowToPay payments account, you can transact with customers from all around the world. This expands your business reach and potential customer base, enabling you to tap into international markets.
  3. Payment Diversity: Online payment accounts typically support a variety of payment methods, including credit cards, debit cards, digital wallets (e.g., QR, IBAN, and other modern local options), and even cryptocurrencies. Offering multiple payment options enhances customer flexibility and can boost sales.
  4. Security: Reputable online payment service providers prioritize security. They employ encryption and fraud prevention measures to protect both your business and your customers. This helps build trust and reduces the risk of financial fraud. HowToPay has been operating in this space for over 20 years.
  5. Faster Transactions: Online payments are processed quickly, reducing the time between a customer purchase decision and the actual payment. This can lead to improved cash flow for your business.
  6. Automated Processes: Online payment systems often integrate with your website or e-commerce platform, automating payment processing and reducing the need for manual invoicing and reconciliation. This saves time and reduces the risk of errors. See the link below for our API for online integration for your existing billing system.
  7. Analytics and Reporting: Our online payment accounts come with robust reporting and analytics tools. These insights can help you understand your customers purchasing behaviors and make informed decisions to grow your business.
  8. Reduced Administrative Costs: Automating payment processing and reconciliation can lead to cost savings in terms of staff time and resources needed for manual payment handling.
  9. Subscription Management: If your business offers subscription-based products or services, online payment accounts can handle recurring payments seamlessly, ensuring a steady stream of revenue.
  10. Competitive Advantage: Providing a smooth and secure online payment experience can set your business apart from competitors and give you an edge in the market. For example in Asia, cards are rarely used and live instant options like Digital Wallet and QR payments are now the bulk of the market.
  11. Regulatory Compliance: Reputable online payment providers are well-versed in compliance with industry regulations, reducing your business's legal and regulatory risks. We KYC verify all new clients protecting against fraud and chargebacks.
  12. Scalability: As your business grows, your online payment account can scale with you. It can accommodate increased transaction volumes and additional payment methods as needed. HowToPay has processed more than USD 2 billion in payments from over 1.8 million clients.
  13. Customer Trust: Customers often trust established online payment methods, which can enhance your brands credibility and encourage more sales. We have been operating for more than 20 years.
  14. Mobile-Friendly: With the rise of mobile commerce, an online payment account ensures that your business can accept payments from customers using smartphones and other mobile devices. We offer a HowToPay Mobile app as a Digital wallet making payments easier.
  15. Easier Financial Management: HowToPay provides tools for tracking and managing your business's financial transactions, making it easier to monitor cash flow and financial health.


In summary, applying for an online business payments account offers numerous benefits, including convenience, security, global reach, and the ability to streamline your financial operations. It is a vital step in today's digital economy, enabling businesses to thrive and compete effectively.

Customers considered Advanced Risk or who require additional integration support are charged an application fee of $599 after successful application and activation. 


To get started sign up here at the below link: 


Details on our API for integrations can be found here:


List of the current global Payment solutions we support is listed here:


Should you need further assistance please contact our 24/7 support team at [email protected]