Apply for a HowToPay Business Account today

Get access to a secure, global online payment gateway designed to help your business scale. By moving beyond traditional credit card processing, we help you leverage stable, trusted local payment rails that your customers already know and use daily.

Why Partner with HowToPay?

Instead of managing complex multi-provider setups, HowToPay gives your business everything it needs to accept, route, and settle global payments on one unified platform.

1. High-Stability Localized Payment Methods

Reduce your reliance on high-fee credit cards and minimize chargeback risks. We connect you directly to the regional payment options your customers prefer:

• Australia: Instantly offer PayID and BPAY for fast, local bank payments.

• Europe: Access unified payments via local IBAN transfers.

• United States: Accept secure, electronic bank payments via ACH.

• Global Options: Provide digital wallets and secure QR codes tailored to high-growth markets where card penetration is minimal.

• View Our Full List of Supported Global Payment Options

2. Enterprise Security & Decades of Trust

Scale your processing with absolute confidence. With over 27 years of payment industry experience, HowToPay is built with a deep commitment to security:

• Over USD $2 billion successfully processed.

• Trusted by more than 1.8 million clients globally.

• Robust fraud prevention tools and rigorous KYC compliance systems to protect your business.

3. Developer-Ready Automation & Live API Docs

Our platform is built to work seamlessly with your existing infrastructure. We provide full automation capabilities, real-time transaction reporting, automated reconciliation, and recurring billing.

• Automated Daily Settlements: Get paid from all local payment rails directly, bypassing slow, expensive international bank transfers and eliminating payout delays to keep your cash flow moving.

• Live API Documentation: Integrate our payment flow directly into your billing system or e-commerce platform using our comprehensive, fully live, and publicly accessible API documentation.

• Dedicated Support: Access our developer support channels for expert integration assistance to help your technical team get live without delays.

• API Documentation: https://api.howtopay.com/documentation/ 

Simple 3-Step Onboarding Process

We make transitioning to HowToPay fast and predictable:

1. Submit Your Application: Fill out our quick, unified online application form (takes approximately 5 minutes).

2. Fast Document Review: Our compliance team will securely review your business details and verify your account within 24 to 48 hours.

3. Go Live: Connect your API or billing system and start accepting secure global payments.

What You Will Need to Apply

To ensure a smooth, one-sitting application, please have the following corporate documents ready to upload:

• Proof of Business Registration: Certificate of Incorporation or local company registration documents.

• Director & Owner Identification (KYC): Government-issued photo IDs for directors and significant business owners.

• Proof of Business Address: A recent utility bill, bank statement, or official lease displaying your business name and address.

Apply Now for a Business Account

Need Assistance?

Our support team is here for you 24/7. If you have any questions during your onboarding, integration, or general setup, please contact us at [email protected].